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The only Dumb question is the one not...

Reality TVClubHouse Discussions: General Discussions: The only Dumb question is the one not asked (Q&A) users admin

Most people know about various web related information sources, including Google. Please remember that people posting questions in this thread have decided to ask people at TVCH for some help and advice. They want your help. Please do not direct them to search Google (though you can provide helpful links from your own searches).

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ARCHIVESJuju2bigdog600 25 05-20-17  8:40 pm
Archive through June 13, 2017Grooch25 06-13-17  4:41 pm
Archive through June 15, 2017Seamonkey25 06-15-17  9:41 am
Archive through July 19, 2017Mack25 07-19-17  1:22 pm
Archive through August 03, 2017Roxip25 08-03-17  8:28 am
Archive through August 07, 2017Roxip25 08-07-17  6:02 am
Archive through August 20, 2017Dipo25 08-20-17  5:31 pm
Archive through September 06, 2017Kitt25 09-06-17  7:38 pm
Archive through September 11, 2017Seamonkey25 09-11-17  3:17 pm
Archive through October 09, 2017Seamonkey25 10-09-17  5:28 pm
Archive through November 14, 2017Kitt25 11-14-17  11:33 am
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Author Message
Naja
Member

06-28-2003

Tuesday, November 14, 2017 - 11:42 am   Edit Post Move Post Delete Post View Post Send Naja a private message Print Post    
Yep, that's all common. I needed a prescription nasal spray that wasn't covered.

And if I try to refill any prescription before I only have 3 or 4 days left according to the insurance records, they say I have to wait.

I learned my lesson about that. I make sure to refill everything the earliest day possible, so now I have at least a month reserve (some even more) of the meds I have to take daily. I built it up a little at a time.

Kitt
Member

09-05-2000

Tuesday, November 14, 2017 - 12:23 pm   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
Thanks... good, but depressing, to know.

My husband has built up a stock of his cholesterol meds for the same reasons, but I thought they were funny with that because it's a pill and maybe you could overdose or something. But this is just a cream, so I was shocked they wouldn't just give me more if I need more.

Teachmichigan
Member

07-22-2001

Tuesday, November 14, 2017 - 5:46 pm   Edit Post Move Post Delete Post View Post Send Teachmichigan a private message Print Post    
Have been in two insurance meetings in two weeks....most interesting thing I learned: Doctors can write a one-month Rx for 34 days as a one-month supply!!! Definitely worth asking for!

Chewpito
Member

01-03-2004

Tuesday, November 14, 2017 - 6:32 pm   Edit Post Move Post Delete Post View Post Send Chewpito a private message Print Post    
I have learned in the last years that it does not matter what my Doc. says, the insurance co. rules.
I have chronic asthma and every Jan. I have to fight with the insurance co. to stay on the meds that I want to stay on. I always have to have my Doc. write a special letter to the insurance co. that I need to stay on the meds I am already on. Of course this is a huge hassle and 'headache' and extra doc. visit $$$. Every January I know what is coming, and it only gets worse... Sorry Kitt.

Kitt
Member

09-05-2000

Tuesday, November 14, 2017 - 6:46 pm   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
What a pain that must be. And you're right about the $$$, doctor's don't fix your insurance problems for nothing :/. It's all so topsy turvy.

Juju2bigdog
Member

10-27-2000

Tuesday, November 14, 2017 - 7:51 pm   Edit Post Move Post Delete Post View Post Send Juju2bigdog a private message Print Post    
I used to use the 34 day a month thing too to build up a reserve so I didn't run out. And then I quit asking for it, and I don't recall why. Maye I just forgot about it, or BCBS no longer allowed it. I need to do that again. I would tell the doctor, "My insurance pays for 34 days of pills as a month, so if you would write the prescription as 34 pills, I would appreciate it." And they did it.

And, yes, the insurance companies can be very strict about us deadbeats not trying to cheat them and getting early refills. Sheesh.

Firebird05
Member

08-24-2001

Tuesday, November 14, 2017 - 8:07 pm   Edit Post Move Post Delete Post View Post Send Firebird05 a private message Print Post    
Seems it’s business as usual. I wish I could pick up all my meds at the same time but no every med has its own time table.
When my doctor writes a prescription I never know what is going to happen it’s up to the insurance company and the pharmacist they do not care what my doctor says.

Chewpito
Member

01-03-2004

Tuesday, November 14, 2017 - 8:31 pm   Edit Post Move Post Delete Post View Post Send Chewpito a private message Print Post    
exactly Firebird5, not to mention the LONG line at the pharmacy.. Its like a whole nether apt. Then to finally get to the end and be told 'your insurance wont approve it'....
And yes' no matter what, they never are all at the same time.
ever.

Seamonkey
Moderator

09-07-2000

Tuesday, November 14, 2017 - 11:58 pm   Edit Post Move Post Delete Post View Post Send Seamonkey a private message Print Post    
One way to stockpile is when you go to a lower dose, as I have on bp med and lipitor, never do it officially. Just cut the pills in half and now I could have those meds for a long time despite a major disaster.

Ophiliasgrandma
Member

09-04-2001

Wednesday, November 15, 2017 - 5:35 am   Edit Post Move Post Delete Post View Post Send Ophiliasgrandma a private message Print Post    
My doctor gave me one of these cards to use when my insurance won't pay. I don't know who pays but they work.

https://www.goodrx.com/discount-card

Colordeagua
Member

10-24-2003

Wednesday, November 15, 2017 - 5:46 am   Edit Post Move Post Delete Post View Post Send Colordeagua a private message Print Post    
No drug insurance for my dog. I use GoodRx for phenobarbital for my dog's seizures. It can be a big savings.

Dipo
Member

04-23-2002

Wednesday, November 15, 2017 - 10:20 am   Edit Post Move Post Delete Post View Post Send Dipo a private message Print Post    
Kitt, I haven't had that problem with meds. I have Kaiser though so maybe that is why. They won't let me order right away but I often order long before I am out of pills.

In fact I have been trying to build up a 2 week supply I can put into my earthquake kit. I was going to ask my doc for some extra pills, LOL.

Wargod
Moderator

07-16-2001

Wednesday, November 15, 2017 - 4:35 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Help please. 14 year old, high school freshman niece has a research paper to write. Kota took her to the library last month where she got some books, read them, and started writing a rough draft. Back to the library today for more books. She was going over he insrtruction sheet today and realized she has to start from scratch, the books have to have been written in the last 5 years and none she's used are.

Topic is how electronics have changed the world for the better. She needs 5 sources, written from 2012-2017, at least 2 of them books. The other sources can be anything from documentaries to magazines, blogs, or news articles.

We've been searching an hour and not having a lot of luck. Lots of stuff on how to make electronics.

She's panicking, been working on it for a month, nearly done with the rough draft and now she has to start over. The rough draft is due next Tuesday. She also told me she knew she'd messed up because she had not seen the part on her instructions that said the books had to be written in the last few years.

Can anyone offer suggestions for books she can use?

Kitt
Member

09-05-2000

Wednesday, November 15, 2017 - 4:43 pm   Edit Post Move Post Delete Post View Post Send Kitt a private message Print Post    
This link here:

https://medium.com/startup-grind/best-books-on-the-impact-of-technology-on-society-7528697b4834

is pretty recent and gives some references.

Wargod
Moderator

07-16-2001

Wednesday, November 15, 2017 - 5:26 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Thank you from me and my niece, Kitt! I sent her the article, pointed out a couple I thought she could use and a couple more that while too old for her paper mighr give her a starting point for sonething more recent.

Teachmichigan
Member

07-22-2001

Wednesday, November 15, 2017 - 5:30 pm   Edit Post Move Post Delete Post View Post Send Teachmichigan a private message Print Post    
Do you have an online library? Michigan has MEL.org (to log in, you need a Michigan driver's license but....shhhh....start with a letter then put any 12 numbers in and it will log you in). One of the databases is titled e-books (might as well try the link: http://web.a.ebscohost.com/ehost/search/basic?sid=c27b888d-da3f-4f69-8405-d345177e6c89@sessionmgr4008&vid=0&tid=2003EB). Entire books are online, and the selection is good.

Wargod
Moderator

07-16-2001

Wednesday, November 15, 2017 - 8:58 pm   Edit Post Move Post Delete Post View Post Send Wargod a private message Print Post    
Thanks Teach, I'll send her that link now. I'll have to check our library, I know it has some online stuff, but I'm not sure how extensive it is these days (used to not have much.)

OK, wow! Our public library has a ton of e-books to borrow now. I had no clue, last time I looked (which was a few years ago) the selection was pretty skimpy. A quick search through and I found several e-books I'll show niece when she is here tomorrow.

Teachmichigan
Member

07-22-2001

Friday, November 17, 2017 - 4:18 pm   Edit Post Move Post Delete Post View Post Send Teachmichigan a private message Print Post    
YAY!!

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